Lot 95 Cedar Circle

Mineral, VA
$ 399,950 Beds 3 Baths 2 Sq 1,407
Monthly Estimate* How much can I afford?

Celebrate Labor Day with $5,000 Your Way! With an acceptable offer, receive $5,000 toward closing costs or upgrades! Limited time—act fast before it’s gone! Offer ends September 25, 2026. Welcome to Pine Harbour—Lake Anna living at its finest! This brand-new construction home offers over 1,400 square feet of thoughtfully designed living space, featuring 3 bedrooms and 2 full baths. Currently under construction, buyers still have the exciting opportunity to make selections and add their personal touch. Nestled on nearly an acre in a quiet cul-de-sac, this property is located in a desirable water access community where you can enjoy Lake Anna just a short walk away. The home boasts a spacious open floor plan with a large great room, vaulted ceilings, and an electric fireplace—perfect for relaxing or entertaining. The kitchen is designed with both style and function in mind, featuring granite countertops, stainless steel appliances, and a center island for additional prep and gathering space. LVP flooring flows throughout the main living areas, offering durability and modern appeal. A split-bedroom layout provides privacy, with a comfortable primary suite separate from the additional bedrooms. Additional highlights include a dedicated laundry room and a private rear deck—ideal for enjoying peaceful outdoor living. Don’t miss your chance to own a brand-new home in this sought-after Lake Anna community! Photos are of a previously built model home. Finishes, features, and options shown may vary and are not guaranteed to be included in this home.

Active

  • Price
  • $ 399,950
  • City
  • Mineral
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Louisa
  • Half Bathrooms
  • 0
  • Area
  • 38 - Louisa
  • Lot Size
  • 0.93 Acres
  • Zip
  • 23117
  • Sqr Footage
  • 1,407
  • Year Built
  • 2026
  • Taxes
  • $ 303
  • Style
  • MLS#
  • 2608284
Listed By: Jake Sklar with Hometown Realty.
Data Source: Central Virginia Regional MLS (CVRMLS)

Features

General

Interior Features Bedroom on Main Level,Ceiling Fan(s),Cathedral Ceiling(s),Dining Area,Double Vanity,Eat-in Kitchen,En Suite Bathroom,Full Bath on Main Level,Fireplace,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Pantry,Recessed Lighting,Walk-In Closet(s)
Sewer Septic Tank
Heating Electric,Heat Pump
Cooling Central Air
Possession Close Of Escrow
Roof Shingle
Appliances Electric Water Heater
Exterior Features Deck,Porch,Unpaved Driveway
HOA 425
Association Fee Includes Common Areas,Water Access
Patio/Porch Features Deck,Porch
Architectural Style Ranch
Pool Features None
Security Features Gated Community
Construction Materials Frame,Vinyl Siding
Year Built 2026
Stories 1
Levels One
Property SubType Single Family Residence
Tax Year 2024
Percent Ownership Other
Community Features Boat Facilities,Common Grounds/Area,Dock,Gated,Lake,Pond
Assoc Fee Paid Per Annually
County Louisa
New Construction true
Property Type Residential
Home Owner Assoc true
Subdivision Name Pine Harbour
Garage Y/N false
Total Rooms 8
Full Baths 2
Status Active
High School Louisa
Disclosures Exempt Disclaimer
Zoning Description R2
MLS Area 38 - Louisa
Lot Size Units Acres
Waterfront Y/N false
Elementary School Thomas Jefferson
Year Built Details Under Construction
Tax Annual Amount 303.12
Middle/Junior High School Louisa
Property Condition New Construction,Under Construction
Days on Market 153
Standard Status Active
Tax Assessed Value 42100
Tax Lot 95
Property Sub Type Additional Single Family Residence

Interior Features

Basement Crawl Space
Flooring Partially Carpeted,Vinyl
Total Fireplaces 1
Fireplace Features Electric
Total Stories 1
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Laundry Features Washer Hookup,Dryer Hookup
Total Bedrooms 3
LivingAreaSource Builder
Total Baths 2

Exterior Features

Parking Features Driveway,Unpaved
Water Source Well
Lot Size Area 0.93
Lot Size Acres 0.93

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ashland, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Thomas Jefferson Elementary School
Middle School Louisa Middle School
High School Louisa High School

Price History

4/7/2026 Listed $399,950

Property vs Zip Code Average in 23117

Price
AVG $900K
$400K
Taxes
AVG $3,665
$303
Year Built
AVG 2010
2026

Lot 95 Cedar Circle Mineral, VA is a Single Family Home for sale at $399950 with 1407 sqft and a lot size of 0.93 Acres Acre(s). Lot 95 Cedar Circle Mineral has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 23117 which is in Mineral, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.