44 Lake Caroline Drive

Ruther Glen, VA
$ 644,000 Beds 3 Baths 2.5 Sq 2,706
Monthly Estimate* How much can I afford?

Experience the best of Lake Caroline living in this beautifully maintained waterfront home which is only a short distance to the entrance of this gated community! Built in 2019, this home offers over 2,700 finished square feet with 3 bedrooms, 2.5 baths, an attached 2-car garage, and an additional 1,100+ square feet of conditioned unfinished basement ready for future expansion. The open-concept main level features vaulted ceilings, hardwood floors, Modern Farmhouse lighting in kitchen/dining room, a gas fireplace, and a spacious living area that flows seamlessly into the gourmet kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and a large center island. The dining area and primary suite both enjoy peaceful water views, while the primary bedroom also offers private access to the deck, plantation shutters, and an en-suite bath. The walkout lower level is ideal for entertaining with a finished recreation room complete with a custom wet bar, refrigerator, half bath, and durable laminate flooring. The remaining conditioned space features 9-foot ceilings and endless possibilities for additional bedrooms, a theater, gym, or game room. Outside, enjoy a screened porch, expansive deck, and a gentle walk to your private dock—perfect for boating, fishing, swimming, and relaxing on the water. Situated on a .55-acre lot within the gated Lake Caroline community, residents enjoy access to a pool, clubhouse, sandy beach, tennis and basketball courts, picnic areas, security, and more. Whether you're looking for a full-time residence, weekend getaway, or investment property, this move-in ready waterfront home offers the perfect combination of comfort, quality, and the Lake Caroline lifestyle.

Active

  • Price
  • $ 644,000
  • City
  • Ruther Glen
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Caroline
  • Half Bathrooms
  • 1
  • Area
  • 45 - Caroline
  • Lot Size
  • 0.5473 Acres
  • Zip
  • 22546
  • Sqr Footage
  • 2,706
  • Year Built
  • 2019
  • Taxes
  • $ 3970
  • Style
  • MLS#
  • 2618404
Listed By: Eric Walker with EXP Realty, LLC.
Data Source: Central Virginia Regional MLS (CVRMLS)

Features

General

Interior Features Bedroom on Main Level,En Suite Bathroom,Full Bath on Main Level,Granite Counters,Main Level Primary
Sewer Septic Tank
Heating Electric,Heat Pump
Cooling Electric,Heat Pump
Possession Close Of Escrow
Roof Asphalt
Appliances Dryer,Dishwasher,Electric Cooking,Electric Water Heater,Microwave,Oven,Refrigerator,Washer
Exterior Features Deck,Dock,Porch,Unpaved Driveway
HOA 1654
Garage Spaces 2
Association Fee Includes Clubhouse,Common Areas,Pool(s),Recreation Facilities,Water,Water Access
Patio/Porch Features Patio,Screened,Deck,Porch
Architectural Style Bungalow,Cottage
Pool Features None,Community
Security Features Gated Community,Security Guard
Construction Materials Brick,Block,Drywall,Frame,Vinyl Siding
Year Built 2019
View Water
Stories 1
Levels One
Property SubType Single Family Residence
Tax Year 2026
Percent Ownership Estate,Individuals
Waterfront Features Beach Access,Lake,Lake Front,Water Access,Walk to Water,Waterfront
Community Features Basketball Court,Beach,Clubhouse,Dock,Gated,Home Owners Association,Lake,Park,Pond,Pool,Tennis Court(s)
Assoc Fee Paid Per Annually
County Caroline
New Construction false
Property Type Residential
Home Owner Assoc true
Attached Garage true
Subdivision Name Lake Caroline
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
High School Caroline
Body of Water Lake Caroline
Disclosures Covenants/Restrictions Disclosure
View Y/N true
Zoning Description R1
MLS Area 45 - Caroline
Lot Size Units Acres
Waterfront Y/N true
Elementary School Lewis & Clark
Year Built Details Actual
Tax Annual Amount 3970.1
Middle/Junior High School Caroline
Property Condition Resale
Days on Market 66
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 684460
Tax Lot 1910
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-07-10

Interior Features

Basement Full,Partially Finished,Walk-Out Access
Flooring Partially Carpeted,Tile,Wood
Total Fireplaces 1
Fireplace Features Gas,Masonry,Vented
Total Stories 1
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 800
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Fencing None
Parking Features Attached,Driveway,Garage,Off Street,Unpaved
Lot Features Waterfront
Water Source Public
Lot Size Area 0.5473
Lot Size Acres 0.5473

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ashland, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lewis & Clark Elementary School
Middle School Caroline Middle School
High School Caroline High School

Price History

7/10/2026 Listed $677,900
9/2/2026 5% - $644,000

Property vs Zip Code Average in 22546

Price
AVG $460K
$640K
Taxes
AVG $1,488
$3,970
Year Built
AVG 2013
2019

In The Neighborhood

Areas That We Cover

44 Lake Caroline Drive Ruther Glen, VA is a Single Family Home for sale at $644000 with 2706 sqft and a lot size of 0.5473 Acres Acre(s). 44 Lake Caroline Drive Ruther Glen has 3 bedrooms, 2 baths and was built in 2019. The property's zip code is 22546 which is in Ruther Glen, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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