7439 Settlers Ridge Court

Richmond, VA
$ 388,000 Beds 2 Baths 2 Sq 1,406
Monthly Estimate* How much can I afford?

Welcome home to low-maintenance living in the 55+ Settlers Ridge community! This bright 2BR/2BA patio ranch offers a 1,400 sq ft open floor plan with 9’ ceilings, elegant columns, luxury vinyl plank flooring, and a living room gas fireplace. The eat-in kitchen features upscale stainless steel appliances, a dual oven stove, and under-cabinet lighting. Relax in the sunroom/office with beautiful seasonal views. The primary suite includes a bay window, huge walk-in closet, and private bath with a garden tub. Extras: whole-house Generac generator, all new light fixtures and ceiling fans, thermal windows, 2-car garage, and clubhouse with indoor pool. Minutes to Rt 295/95!

Active

  • Price
  • $ 388,000
  • City
  • Richmond
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Henrico
  • Half Bathrooms
  • 0
  • Area
  • 40 - Henrico
  • Lot Size
  • 0.2549 Acres
  • Zip
  • 23231
  • Sqr Footage
  • 1,406
  • Year Built
  • 2006
  • Taxes
  • $ 1777
  • Style
  • MLS#
  • 2618435
Listed By: Shannon Beasley with ERA Woody Hogg & Assoc.
Data Source: Central Virginia Regional MLS (CVRMLS)

Features

General

Interior Features Bedroom on Main Level,Breakfast Area,Bay Window,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,En Suite Bathroom,Full Bath on Main Level,Fireplace,Garden Tub/Roman Tub,High Ceilings,High Speed Internet,Laminate Counters,Bath in Primary Bedroom,Recessed Lighting,Cable TV,Wired for Data
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Central Air
Possession Close Of Escrow
Appliances Double Oven,Dryer,Dishwasher,Disposal,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Smooth Cooktop,Stove,Washer
Exterior Features Sprinkler/Irrigation,Lighting,Porch,Paved Driveway
HOA 400
Garage Spaces 2
Association Fee Includes Clubhouse,Common Areas,Maintenance Grounds,Maintenance Structure,Pool(s),Recreation Facilities,Reserve Fund,Road Maintenance,Snow Removal,Trash
Patio/Porch Features Front Porch,Porch
Architectural Style Patio Home,Ranch
Pool Features Community,Heated,Indoor,Pool
Security Features Security System,Smoke Detector(s)
Construction Materials Drywall,Frame,Vinyl Siding
Year Built 2006
Electric Generator Hookup
Stories 1
Topography Level
Levels One
Property SubType Single Family Residence
Tax Year 2026
Percent Ownership Individuals
Community Features Common Grounds/Area,Clubhouse,Fitness,Home Owners Association,Lake,Maintained Community,Pond,Trails/Paths,Sidewalks
Assoc Fee Paid Per Monthly
County Henrico
New Construction false
Property Type Residential
Association Amenities Landscaping,Management
Home Owner Assoc true
Attached Garage true
Subdivision Name Settlers Ridge
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions Headed South on Laburnum, cross over Rt 5 New Market Road intersection and immediately turn right continuing on S Laburnum. Settlers Ridge located on the left. Turn left at the clubhouse.
High School Varina
Disclosures Covenants/Restrictions Disclosure
Senior Community Y/N true
Zoning Description R5AC
MLS Area 40 - Henrico
Lot Size Units Acres
Waterfront Y/N false
Elementary School Mehfoud
Year Built Details Actual
Tax Annual Amount 1777
Middle/Junior High School Rolfe
Property Condition Resale
Days on Market 61
Standard Status Active
Occupancy Type Vacant
Tax Assessed Value 337700
Tax Lot 21
Ownership Type Sole Proprietor
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-07-08

Interior Features

Flooring Laminate,Vinyl
Total Fireplaces 1
Fireplace Features Gas
Total Stories 1
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Thermal Windows
Fireplace Y/N true
Laundry Features Washer Hookup,Dryer Hookup
Total Bedrooms 2
LivingAreaSource Assessor
Total Baths 2

Exterior Features

Fencing None
Parking Features Attached,Direct Access,Driveway,Garage,Garage Door Opener,Oversized,Paved,Storage
Lot Features Landscaped,Level
Water Source Public
Lot Size Area 0.2549
Foundation Details Slab
Lot Size Acres 0.2549
Door Features Insulated Doors
Other Equipment Generator

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ashland, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mehfoud Elementary School
Middle School Rolfe Middle School
High School Varina High School

Price History

7/8/2026 Listed $400,000
9/3/2026 3% - $388,000

Property vs Zip Code Average in 23231

Price
AVG $410K
$390K
Taxes
AVG $8,179
$1,777
Year Built
AVG 1989
2006

7439 Settlers Ridge Court Richmond, VA is a Single Family Home for sale at $388000 with 1406 sqft and a lot size of 0.2549 Acres Acre(s). 7439 Settlers Ridge Court Richmond has 2 bedrooms, 2 baths and was built in 2006. The property's zip code is 23231 which is in Richmond, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.