168 Alma Road

Louisa, VA
$ 635,000 Beds 3 Baths 2 Sq 1,089
Monthly Estimate* How much can I afford?

You will enjoy slipping away to this turn-key adorable waterfront cottage on the public side of Lake Anna -- completely furnished and with high-speed fiber internet! This charming 3-bedroom, 2-bathroom chalet-style home is nestled in the serene Scott McCoy subdivision, offering both true privacy and investment opportunity. This idyllic lake house offers approximately 1,100 square feet, and features an incredibly cozy family room anchored by a warm wood-burning fireplace with mantle and hearth, rich Oak hardwood flooring, a country kitchen with abundant cabinetry, all necessary appliances and dining area, and a main level primary bedroom with ceiling fan and ample closet space. The main level also offers a convenient full bathroom with bathtub and shower. Upstairs, your guests will stretch out in two additional spacious bedrooms, a second full bathroom with shower, and laundry area. Outdoors you'll experience more than an acre of lush private surroundings; follow the beautiful nature trail down to your private boathouse at the water's edge, perfect for boating, fishing, or simply soaking in the tranquil water views. Investors: short term rentals are permitted here. Great location, not far from groceries, popular local restaurants, The Lake Anna Taphouse, coffee, ice cream and more. With appropriate offer, seller will consider including two barely-used jet skis: a 2017 SeaDoo and a 2017 Yamaha F/X High Output, both with less than 30 hours! Double trailer included. Subdivision has its own boat launch in common area, as well. Incredible opportunity for a turn-key waterfront package.

ACTIVE

  • Price
  • $ 635,000
  • City
  • Louisa
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • LOUISA
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.18 Acres
  • Zip
  • 23093
  • Sqr Footage
  • 1,089
  • Year Built
  • 2008
  • Taxes
  • $ 3343
  • Style
  • Chalet,Cape Cod
  • MLS#
  • VALA2010576
Listed By: Grayson Hoffman with Lake Anna Island Realty - 5408944400;
Data Source: Bright MLS

Features

General

Living Area 1089
Sewer On Site Septic,Septic Exists
Heating Heat Pump(s)
Cooling Window Unit(s),Central A/C,Ceiling Fan(s)
Possession Settlement
Roof Asphalt,Shingle
Appliances Built-In Microwave,Washer,Water Heater,Dryer,Dishwasher,Refrigerator,Oven/Range - Electric
Zoning R2
HOA Fee 175.00
Association Fee Includes Pier/Dock Maintenance,Recreation Facility,Reserve Funds
Patio/Porch Features Porch(es),Roof
Architectural Style Chalet,Cape Cod
Construction Materials Concrete,Asphalt,Brick,HardiPlank Type
School District LOUISA COUNTY PUBLIC SCHOOLS
Exclusions Wall decor / art work.
Year Built 2008
View Trees/Woods
Levels 1.5
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site,Sandy Beach
Accessibility None
Assoc Fee Paid Per Annually
County LOUISA
New Construction No
Property Type Residential
Association Amenities Beach,Boat Ramp,Common Grounds,Lake,Picnic Area,Pier/Dock
HOA Yes
Subdivision Name SCOTT MCCOY
Garage Y/N No
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions Take Goldmine to Peach Grove Rd,turn left onto Alma Dr. Follow to the end of cul-de-sac. See sign at entrance to driveway.
City LOUISA
Body of Water Lake Anna
Disclosures Subject to VA POA,Prop Disclosure
Association Name SCOTT MCCOY
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 51270.00
Tax Assessed Value 472800.0
Tax Annual Amount 3343.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 583.1
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 1089
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision SCOTT
Tax Lot 19

Interior Features

Interior Amenities Combination Dining/Living,Family Room Off Kitchen,Window Treatments,Wood Floors
Heating Fuel Electric
Flooring Hardwood,Ceramic Tile,Carpet,Vinyl
Total Fireplaces 1
Fireplace Features Wood,Mantel(s)
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1089
Central Air Y/N Yes
Total Bedrooms 3
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Has Laundry,Upper Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 2
Bedrooms Count Upper Level 1 2
Bathrooms Full Upper Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count All Upper Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Exterior Amenities Exterior Lighting,Outside Shower,Flood Lights,Awning(s),Outbuilding(s)
Pool No Pool
Parking Features Gravel Driveway
Water Source Well
Inclusions Appliances and furniture.
Total Parking Spaces 4
Type of Parking Driveway
Foundation Details Block,Slab
Water View Y/N No
Lot Size Acres 1.18
Road Surface Type Gravel,Paved
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Yes
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed,Seaplane Permitted,Sail,Waterski/Wakeboard
Horse Y/N No
Number of Docks 1
Land Assessed Value 147200.00
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
Dock/Slip Conveys YN Yes
Dock Type and Features Material - Treated Lumber

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Ashland, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Trevilians Elementary School
Middle School Louisa County Middle School
High School Louisa County High School

Price History

9/10/2026 Listed $635,000

Property vs Zip Code Average in 23093

Price
AVG $470K
$640K
Taxes
AVG $2,245
$3,343
Year Built
AVG 2011
2008
Visits
AVG 148
10
Data Provided by Inside Real Estate®

168 Alma Road Louisa, VA is a Single Family Home for sale at $635000 with 1089 sqft and a lot size of 1.18 Acres Acre(s). 168 Alma Road Louisa has 3 bedrooms, 2 baths and was built in 2008. The property's zip code is 23093 which is in Louisa, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.